Terms of Service & End-User License Agreement
Effective October 17, 2026
These terms are an agreement between you (and the organization you represent) and The Smith Group for use of Bank Analyzer. By creating an account or using Bank Analyzer you agree to them. Questions: thesmithgroup824@gmail.com.
1. License
We grant you a limited, non-exclusive, non-transferable, revocable license to use Bank Analyzer for your internal business purposes during your subscription, for the number of seats you purchase. You may not resell, reverse engineer, or use Bank Analyzer to build a competing product.
2. Accounts and workspaces
You are responsible for your credentials and for activity in your workspace. Workspace owners control who is invited, each member's role, and billing. Each seat is for one named person.
3. Subscriptions, trials and billing
New workspaces receive a 14-day free trial. Paid plans are billed monthly per seat in advance through Stripe and renew automatically until cancelled. Seat or plan changes are prorated. If you cancel, access continues until the end of the paid period. Fees are non-refundable except where required by law. If a subscription lapses, your data stays available read-only.
4. Your data
You own the statements and data you upload. You give us permission to process them solely to provide Bank Analyzer. You confirm you have the right to upload them, including any third-party financial information.
5. QuickBooks and third-party services
Connecting QuickBooks Online lets Bank Analyzer create, read and delete expenses and deposits in the company you authorize. You are responsible for reviewing synced entries. Intuit and QuickBooks are trademarks of Intuit Inc.; Bank Analyzer is not affiliated with or endorsed by Intuit. Third-party services are governed by their own terms.
6. No financial, tax or legal advice
Bank Analyzer automates parsing, classification and analysis, which can contain errors (for example from OCR or unusual statement layouts). Results are not accounting, tax, legal or investment advice. Verify important figures against original statements before relying on them.
7. Acceptable use
Do not upload unlawful content, attempt to access other workspaces, overload or probe the service, or use Bank Analyzer for fraud or money laundering.
8. Warranty disclaimer and limitation of liability
Bank Analyzer is provided “as is” without warranties of any kind. To the maximum extent permitted by law, The Smith Group is not liable for indirect, incidental or consequential damages or lost profits, and our total liability is limited to the fees you paid in the 12 months before the claim.
9. Termination
You may stop using Bank Analyzer at any time. We may suspend or terminate accounts that breach these terms. Sections 4, 6, 8 and 10 survive termination.
10. Governing law and changes
These terms are governed by the laws of the United States. We may update them by posting a new version here; continued use after the effective date means you accept the changes.
11. Contact
The Smith Group · thesmithgroup824@gmail.com